What to Do If You Meet a Parking Lot Accident?
Apart from on-road accidents, parking lot accidents are also quite common in Denver. With an extensive layout of DIA parking lots with a heavy rush, these lots become hotspots for accidents and other incidents. Even though a parking lot accident is usually associated with fender benders or minor collisions, these areas are also prone to theft, vandalism, and other forms of crime. If you are planning to reserve your spot in these parking spots, knowing how to handle such situations is crucial for your safety and financial well-being.
This comprehensive guide will walk you through the stepwise procedure you must follow to tackle any unpleasant parking lot incident.
Common Reasons Behind A Parking Lot Accident
There is not a single but multiple factors resulting in accidents and crimes. They are often a result of a combination of environmental factors and human behavior. Here are some common causes enlisted below:
- Poor Lighting: Proper lighting is important to drive through the lanes of parking lots. Dimly lit parking lots create blind spots, making it easier for accidents or crimes like theft and vandalism to occur.
- Distracted Driving: A significant amount of accidents occur due to distractions such as mobile phones or speaking to someone sitting in the passenger seat. A driver must stay focused on the passage.
- Design Flaws: Parking lots’ layouts are designed with multiple turns rather than a straight passage. On top of that design flaws such as narrow lanes, confusing layouts, and lack of signage can increase the risk of accidents.
- Lack Of Security: Criminals target vehicles for “smash-and-grab” thefts or vandalism, especially in poorly secured lots. A secure parking lot should have a security personnel 24*7 in the parking lot.
7 Steps to Follow After a Parking Lot Accident
Step 1: Stay Calm and Ensure Safety
Panicking during this situation, however understandable, will just make it worse. You must remain calm and;
- Assess the Situation: Check for immediate dangers like fuel leaks or obstructed traffic.
- Move to Safety: If your car is drivable, move it to a safer spot within the lot to avoid further incidents.
Note: For crimes like theft or vandalism, avoid touching anything that could be evidence and ensure your safety before proceeding.
Step 2: Check for Injuries
Prioritize your health and safety first. Take specific measures catering to specific situations such as:
- In case of accidents: Check yourself, passengers, and others involved for injuries. Call emergency services immediately if anyone is hurt.
- In case of crimes: If you feel unsafe due to suspicious activity or a crime in progress, call 911 right away.
Step 3: Document the Incident
Proper documentation is essential whether you’re dealing with an accident or a crime. Use these two measures for additional safety:
- Take Photos: Capture clear images of vehicle damage, the surrounding area, license plates, and any contributing factors (e.g., poor lighting or obstructions).
- Write Notes: Record details like the time, date, location, and description of events. For crimes, note any suspicious individuals or vehicles in the area.
Step 4: Exchange Information (If Applicable)
In case of an accident involving another driver:
- Share names, phone numbers, insurance details, and driver’s license information.
- Note down the make, model, color, and license plate number of their vehicle.
Note: If your car was damaged by an unknown party (e.g., hit-and-run or vandalism), report it immediately to parking lot authorities. For thefts, list stolen items for later reporting.
Step 5: Report the Incident
Take different measures depending on the situation. In the case of;
- Accidents: Notify parking lot security or management. Ask if surveillance cameras captured the incident.
- Crimes: File a police report for theft or vandalism. Provide them with all documented evidence.
The Purpose: Reporting ensures there’s an official record of the incident for insurance claims or legal purposes.
Step 6: Notify Your Insurance Provider
Contact your insurance company as soon as possible to claim the insurance:
- Share all relevant details about the incident.
- Provide photos, notes, police reports (if applicable), and any other documentation.
- Follow their instructions regarding claims for repairs or compensation.
Pro Tip: For thefts or vandalism, ensure you have comprehensive coverage as part of your policy.
Step 7: Secure Repairs and Follow Up on Claims
After filing your claim:
- Take your vehicle to an authorized repair shop recommended by your insurer.
- Keep receipts and documents related to repairs.
- Regularly check with your insurer about the status of your claim.
How Does Park2Jet Secure Parking Lot Protect Your Vehicle?
Choosing a secure parking facility like Park2Jet can significantly reduce the risks associated with parking lot incidents. Here’s how they enhance safety:
- Surveillance Systems: Park2Jet facility is fully equipped with advanced security cameras that monitor activity 24*7.
- Well-Lit Areas: The entire facility is well-lit eliminating blind spots and deters criminal activity.
- Trained Personnel: On-site security personnel is available 24*7 to assist in emergencies and protect your vehicle against theft or vandalism.
- Organized Layouts: Marked spaces reduce confusion and minimize collision risks.
Final Thoughts: Making The Most Of It
While criminal activities are quite prevalent in parking lots, staying vigilant and choosing a secure parking lot acts as a shield that protects your vehicle. By opting for secure parking services like Park2Jet, you can enjoy peace of mind knowing that your vehicle is protected in a safe environment. Reserve Your Spot Today!
FAQ’s
Q: Who is at fault in a parking lot accident in Colorado?
They are often a result of a combination of environmental factors and human behavior such as poor lighting, design flaws, distracted driving, lack of security, etc.
Q: Is Colorado a no-fault accident state?
No, in Colorado a car accident claims follow fault rules instead of no-fault. It used to follow a no-fault rule until 2003, but as of 2025, you must file a claim against the at-fault party’s insurance to receive compensation.
Q: What is the law on car accidents in Colorado?
Colorado follows a at-fault based insurance system, which means you can’t directly file a claim with the insurance company. This means the other party or the driver responsible for the accident is liable for damages.
Q: How long does an accident stay on your record in Colorado?
The accident stays on your driving record till 3 years in Colorado if it’s a major accident like at-fault collison.